Essays about: "loan limit"

Showing result 1 - 5 of 10 essays containing the words loan limit.

  1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Author : Elmar Hajiyev; [2023]
    Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

  3. 2. Kan lantbrukares financial literacy påverka deras möjligheter till att få lån vid en investering? : en kvantitativ enkätstudie

    University essay from SLU/Dept. of People and Society

    Author : Elin Jonasson; Axel Magnusson Björk; [2021]
    Keywords : Investering; financial literacy; finansiell förmåga; lån; lantbrukare; bank; finansiering; Investment; financial literacy; loan; farmer; bank; financing;

    Abstract : För att bibehålla eller öka livsmedelsproduktionen i Sverige behövs investeringar och möjlighet till utveckling för lantbruksföretag. Vidare är branschen kapitalintensiv och möjligheter till finansiering behövs, något som kan upplevas som svårt att få. READ MORE

  4. 3. Determining an Optimal Loan Limit Strategy for SME Lending

    University essay from KTH/Matematisk statistik

    Author : Isac Karlsson; Ludvig Wärnberg Gerdin; [2020]
    Keywords : Lending to Small and Medium-sized Enterprises; linear programming; loan limit; FinTech; Kreditgivning till Små och Medelstora Företag; linjär programmering; lånlimit; FinTech;

    Abstract : The purpose of this thesis it to determine an optimal loan limit strategy. The optimality conditions are formulated in two different ways to account for two different objectives: maximizing the total profit and maximizing the approval rate. These objectives have been formulated as mathematical models and solved using linear programming. READ MORE

  5. 4. Credit Risk Model for loans to SMEs in Sweden : Calculating Probability of Default for SMEs in Sweden based on historical data, to estimate a financial institution’s risk exposure

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Khalil Mustafa; Victor Persson; [2017]
    Keywords : Credit risk; probability of default; logistic regression;

    Abstract : As a consequence from the last financial crisis that began 2007 in USA, regulatory frameworks are continuously improved in order to limit the banks’ risk exposure. Two of the amendments are Basel III and IFRS 9. READ MORE

  6. 5. Farmers' retirement pension : how social aspects and information collection affect farmers' retirement planning

    University essay from SLU/Dept. of Economics

    Author : Caroline Johansson; [2016]
    Keywords : agricultural business; self-employee; farmer; pension; retirement; retirement saving; pensioner; decision-making; social aspects; information collection;

    Abstract : The retirement scheme is not easy to understand and it is hard to know how the rules should be applied at an individual basis. It is at the same time essential to have a financial security as future pensioner. People being employed have a favorable security giving them both national retirement- and occupational pension, in general automatically. READ MORE