Essays about: "open banking and api"

Found 3 essays containing the words open banking and api.

  1. 1. API data gathering and structuring for machine learning and human use : Optimizing API data for both financial machine learning and being easy to read and use by the end user

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Axel Forshällen; [2022]
    Keywords : API; data preprocessing; machine learning; data structures; abstraction; PSD2; open banking; API; data förprocessering; maskininlärning; data strukturer; abstraktion; PSD2; open banking;

    Abstract : This thesis looks into how to implement an abstraction layer between transaction data gathered from Revised Payment Services Directive (PSD2) compliant banks via an Application Programming Interface (API) and a data base, with a human user interface for reading and structuring the data. API for data sources tend to not have a standardized structure and this creates a problem for machine learning. READ MORE

  3. 2. Digital Transformation in the Swedish Banking Sector

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Jacob Häggqvist; [2019]
    Keywords : Digital Transformation; Digital Banking; Open Banking; Digital Transformation Strategy; Financial Regulation.; Digital Transformation; Digital Banking; Open Banking; Digital Transformationsstrategi; Finansiell Regulation.;

    Abstract : The face of banking has changed dramatically over the last few decades, and in no area does this statement hold more true than in the domain of digitalization. One term that has been relentlessly repeated when discussing the past, present and future of this development is ”Digital Transformation”. READ MORE

  4. 3. The Future Bank : Banking services seen through the eye of Generation Y, risin’ up to the challenge of industrial transformation.

    University essay from KTH/Hållbarhet och industriell dynamik

    Author : Kärsti Kämpe; Amanda Näsman; [2018]
    Keywords : Open banking; Platform economies; Generation Y; PSD2; New service development; Customer knowledge; Multi-sided platforms; Customer innovation; Open banking; Plattform ekonomier; Generation Y; PSD2; Ny tjänsteutveckling; Kundkunskaper; Flersidiga plattformar; Kunddriven innovation;

    Abstract : The financial sector, as we know it, is radically transforming. As a result of the European regulation PSD2, customers banking data is becoming available for third parties by APIs [Evry n.d]. The traditional banks are now being exposed to competition from FinTechs and BigTech [Evry 2017]. READ MORE