Essays about: "CBDC"

Showing result 1 - 5 of 8 essays containing the word CBDC.

1. 1. The E-krona and Traceability of Your Payment Data : An analysis of the fundamental differences and privacy-related impacts of the Riksbank’s e-krona pilot in comparison with card-based transactions

   University essay from Uppsala universitet/Juridiska institutionen

   Author : Lovisa Stenbacka; [2022]
   Keywords : e-krona; traceability; payment data; data protection; law; financial secrecy; AML; rule of law; democracy; technology; legal informatics; legal policy; law and technology; constitutional provisions; DLT; blockchain; wallet-id; information security; fintech; financial technology; the Riksbank; central bank; money; Riksbanken; finansiell teknologi; e-kronan; digital centralbanksvaluta; statlig kontroll; centralbank; konstitutionella förpliktelser; demokrati; skydd för betaldata; skydd för personuppgifter; finansiell sekretess; banksekretess; penningtvätt; informationsteknologi; rättsinformatik; rättspolitik;

   Abstract : The Riksbank is currently investigating the possibility of producing a Central Bank Digital Currency in Sweden, called “e-krona”, implemented through an “e-krona network” on a platform based on Distributed Ledger Technology. By applying the methodology of legal dogmatics, legal informatics, and a legal policy perspective, this thesis examines and analyses some of the fundamental differences in Sweden’s current payment system for transactions at the point of sale, comparing debit card-based transactions with payments using the model of the Riksbank’s e-krona pilot. READ MORE

3. 2. A digital journey towards an empty wallet

   University essay from Södertörns högskola/Nationalekonomi

   Author : Emma Forslin; [2022]
   Keywords : Cashless economy; cashless; CBDC; innovation; currency in circulation; digital payments; physical money;

   Abstract : Digital money is growing more popular and physical money is not being used as much as it once was. But what happens if we have a cashless society and what would it mean? The purpose of this essay is to investigate if increased technological innovation lead to a decrease in the currency in circulation and if there is a short or long term effect of innovation on currency in circulation. READ MORE

4. 3. The Role of Digital Identity in Building Central Bank Digital Currencies and the Direction this Development is Going

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Ieva Bruzaite; [2022]
   Keywords : CBDC; Central Bank Digital Currency; Digital Identity; Digital ID; Account-based CBDC;

   Abstract : Recent years have witnessed an influx of private digital currencies. The ease of creation of private cryptocurrencies has raised concerns about the stability of the entire financial system. READ MORE

5. 4. Influence of e-krona & e-CNY on individual privacy : A comparative study between Sweden and China

   University essay from Uppsala universitet/Industriell teknik

   Author : Shuyu Lan; Saleh Vaghoor kashani; [2021]
   Keywords : e-payment; CBDC; e-CNY; e-krona; privacy concerns;

   Abstract : This paper analyses the innovative digital money CBDC and its potential influence in Sweden and China with Privacy Calculus Model. The research aims to understand how e-krona and e-CNY will influence individual privacy in Sweden and China, and what the similarities and differences are. READ MORE

6. 5. Central Bank Digital Currencies: Towards a Chinese Approach : Design Choices of Digital Currency Electronic Payment

   University essay from Jönköping University/IHH, Företagsekonomi

   Author : Ye Shi; Shucheng Zhou; [2020]
   Keywords : Central Bank Digital Currency CBDC ; Digital Currency Electronic Payment DCEP ; Distributed Ledger Technology DLT ; Mechanism Design Choice; Demand;

   Abstract : Inspired by the digital revolution to the financial industry, the discussion around central bank digital currency also attract attention from academics and central banks. The People’s Bank of China (PBOC) is also researching on China’s CBDC: digital currency electronic payment (DCEP) and announced that DCEP would be issued as soon as possible. READ MORE